The service and know-how that puts you at ease.

Buy or refinance with Doral Mortgage and enjoy:

Call us today at 751-2266

  • Offers subject to credit approval under the parameters of each and must meet the criteria established by the Consumer Financial Protection Bureau (CFPB) regulation under the Affordability / qualified Mortgages (ATR / Qualified Mortgage). Certain restrictions apply.
  1. The offers published on conventional loans for 15 and 30 years and FHA 30 years are for clients with a credit score (FICO) of 750 or higher that originate from April 2 to the 5th of 2014 and close on or before 45 days after the creation of the loan. For Fannie Mae Conforming conventional loans from $75,000 to $417,000 with approved/eligible recommendation from the FNMA DU system, with “Loan-to-Value” (LTV) of up to 80% in trading (20% down payment required from client) or refinancing without surplus and up to 60% LTV in refinancing with surplus for principal homes of 1 unit. In trading and refinancing without surplus, it may increase up to 95% (5% of down payment required by the client in trading) and in refinancing without surplus to 90% but requires private mortgage insurance (PMI) which will increase the loan’s monthly payment and APR. Payment examples are rounded to the nearest dollar. Other offers and requirements apply to properties in condominiums, properties in flood zones or customers with other credit experiences.  
  2. For loans insured by the Federal Housing Administration (FHA) from $75,000 to $417,000, or to the limit established by the FHA for each municipality in Puerto Rico, whichever one of these is less, with an LTV of up to 96.5% in trading (up to 3.5% required from client), up to 97.75% in refinancing without surplus and up to 85% in refinancing with surplus, all for principal homes of 1 unit. Subject to approval according to the parameters of credit of FHA and Doral Mortgage for this product. This product requires a mortgage insurance from the FHA. Payment examples are rounded to the nearest dollar. For loans of $417,001 up to $606,250 or clients with other credit experiences. *For purposes of this warrantee, the creation of the loan extends a request that includes all the documents required by Doral Mortgage and the investor, as requested to the client at the moment of originating and that allows the institution to evaluate and approve, according to the parameters established by Doral Mortgage and the investor. This warrantee does not apply in cases where the client solicits changes in the terms and conditions of the loan once originated. The warrantee is not valid if the delay is made by the client, third parties hired by the client or the vendor of the property. Certain restrictions may apply, All offers are subject to credit approval under the parameters that should be met with the guidelines established by the Consumer Financial Protection Bureau (CFPB) under the ATR/Qualified Mortgage laws. Certain restrictions may apply. Doral Mortgage is a subsidiary of Doral Bank. OCIF Lic IH-006.Doral Bank is an FDIC member.