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benefit from:
- credit line from $1,000 up to $5,000¹
- 0% APR in balance transfers for the first 6 months²
- 0% APR in purchases for the first 6 months³
- $0 annual fee for the first year4
- exclusive Pink card design
choose the one that benefits you:
- 1% Cash Back5 in all purchases6
- $0 annual fee for life7
- preferential interest rate8
enjoy the exclusive benefits Visa offers you.
- 100% Protection Against Fraud9
- Visa Assistance Service: receive immediate assistance with replacement of airline tickets, lost luggage and document delivery while you are traveling. Enjoy medical and legal emergency assistance, 24 hours, 365 days a year, anywhere in the world10
- Visa Travel Accident Insurance: get free accident insurance up to $75,000 when you purchase your travel tickets with your Visa card10
- Visa Extended Guarantee: extend for up to a year the original manufacturer's guarantee10
- Visa Card Replacement: immediate card replacement in 24 hours in case it is lost or stolen while you travel
- Subject to credit verification. Certain terms, conditions and restrictions apply.
- The balance transfer offer from other institutions will be of 0% for 6 months, afterwards, the 12.95% will apply until the amount is paid off. Balance transfers have a charge of 2% of the amount: minimum of $2 and maximum of $10.
- From the card’s date of emission. At the end of the 6 months offer, the applicable APR to the purchase balance will be a variable one from a minimum of 8.99% APR. The variable interest rate will be determined adding the U.S. preferred rate (Prime Rate) at a 9.49% margin based on the risk’s score at the moment of credit evaluation. On December 24, 2007, the Preferred Rate was 7.25%. This offer does not apply to cash advances.
- After the first year, a $30 annual fee will apply.
- Free of charge. It requires a credit card and a personal deposit account, both active in Doral Bank, to receive the reimbursement: if the accounts are not active, the reimbursement will not be paid. The subscription to the Cash Back program must be requested by calling TeleDoral 787-749-7000 or visiting any Doral Bank branch.
- Accumulation only by purchasing and service transactions. The disputed transactions, not authorized or fraudulent, the finance charges, the Card Account charges, the cash advance transactions, the automatic teller machine transactions, will not be considered to calculate the Cash Back. You will receive a monthly cash credit to your Doral Bank Deposit Account, mentioned before, of 1% of the purchases or transactions made, up to a $250 monthly credit. Doral Bank reserves the right to modify or cancel the program without previous notification.
- For the card's life while maintaining it active. The annual fee of this card is $30. The cash advance charge, balance transfers and convenience checks will be of 2% of the amount, minimum $2; maximum $10. Grace period in purchases and services: 27 to 32 days; in cash advances: none.
- It depends on the solicitant’s "risk score". Others restrictions apply and are described on the account’s contract and the Supplementary Collective Agreement. For each billing cycle we will use de U.S. Preferred Rate published in the Wall Street Journal three days before the end of that statement billing cycle.
- Subject to the customer’s claims based on the Supplementary Collective Agreement.
- Insurance againts: travel assistance service, travel accident insurance and extended warranty are provided by Visa International. Insurance and annuity products are not deposits, are not FDIC insured, and are not insured by the bank or any federal or government agency. The customer must call Visa Assistance Service at 1-800-847-2711 .Subject to terms and conditions of the policies provided by Visa.
- Certain restrictions apply. Visa is a trademark. Equal Credit Lender. Doral Bank is a FDIC Member. Lic OCIF B-34.
The insurance products are not a deposit, not insured by the FDIC, not insured by any Federal Government Agency, not guaranteed by the bank or an affiliate, and may go down in value.